Creative Insurance Consultants
(864) 246-2979

Our Services

Creative Insurance Consultants proudly services the state of South Carolina.

Click Here to Shop Medicare Plans

We do not offer every plan available in your area. Any information we provide is limited to those plans we do offer in your area. Please contact Medicare.gov or 1-800-MEDICARE to get information on all of your options.

or read below to learn more about our services.

Individual Plans

Health Insurance

The team at Creative Insurance Consultants are appointed to write all ACA options (Family & Individual) available in the state of South Carolina. This includes plans within the Marketplace and Private Plans.

The Health Insurance Marketplace, also called the Federally facilitated Marketplace (FFM). These are plans offered to individuals and families and provide the opportunity for a tax subsidy based on household income.

If you do not qualify under the income qualifications for a tax credit, it may be in your best interest to purchase a private policy.

We will help determine the best available options for each independent case.

These plans will only be offered during the open enrollment period each year.
October 1st to December 15th for Private plans and November 1st to December 15th for Marketplace plans.

Short Term Plans

Short term plans are available to purchase throughout the entire year. These plans range from 30 to 330 days of coverage. Please be aware that these plans are not guaranteed to be issued as each applicant will answer a series of 10-12 questions to determine their eligibility. If healthy, applicant can obtain coverage as early as the day after the application is submitted.

These plans are great for healthy individuals, who may be in between jobs or missed the open enrollment period.

Dental/Vision Insurance

Most of the ACA plans offer little to zero dental or vision coverage. We have a select number of options that may be beneficial to an individual or family. Each situation is different and we are more than happy to provide options based on need and budget.

Life Insurance

We have access to multiple carriers to offer options including but not limited to term or permanent insurance.  Let us know if you’re in the market for coverage.

Medicare

We’re contracted to sell Medicare Supplements, Prescription Drug Plans and Medicare Advantage Plans for individuals turning age 65 or covered by Social Security Disability and eligible for Medicare.  We can consult on plan designs, provide on-going service and review your benefits annually.  Open Enrollment for Medicare products is October 15th to December 7th.

Individual Plans

Health Insurance
High Deductible Health Plans/HSA's
Life Insurance
International Insurance
Medicare Supplemental Insurance
Medicare Part D
Medicate Advantage Plans
Long Term Care Insurance
Dental Insurance
Disability Insurance
Travel Insurance

Group Plans

Employee Benefits

Group Health Insurance – this is an important benefit for business to offer their employees.  It will allow companies to attract and retain good employees.  CIC is licensed with various carriers in the SC Market to offer a plan to best fit the needs of Employers and Employees.  We can offer competitive plan designs, on-going service, annual reviews and employee education.  

Dental, Vision, Disability and Life Insurance – These products can be sold alongside your group health plans or as standalone products.  We can sell multiple carriers that offer a wide range of benefits.  These benefits can also be offered as Employer paid or Voluntary benefits.  We find that giving the employees options to add onto base plans the benefits that they need at group rates is beneficial.  Not everyone’s needs are the same so by offering Voluntary benefits the Employee can chose what works best for them and their family.

Health Insurance
High Deductible Health Plans/HSA's
Dental Insurance
Vision Insurance
Disability Insurance
Life Insurance
Long Term Care Insurance
Voluntary Supplemental Policies
Limited Medical Plans
Work Site Products

International Plans

International Health Plans

For groups and individuals we can offer coverage for trips for short term or long term.  For international visitors we can also offer plans to cover you while in the States.  Give us a call when planning your next out of the Country trip of if you’re visiting the States.